Critical Home Repair Program (CHRP)

Joplin Area Habitat for Humanity's Critical Home Repair Program (CHRP)

The Critical Home Repair Program (CHRP) is designed to provide a hand up, not a hand out, to homeowners who are in need such that they may feel proud and dignified about the place they call home. CHRP helps low-income homeowners alleviate health and safety issues in and around their homes. Homeowners pay for these repair services through an affordable repayment plan. Repayment funds are recycled and used to assist future low-income homeowners in need of home repairs. 

For questions or additional information, please contact Joplin Area Habitat for Humanity at: 5201 N. Main St • Joplin, MO 64801 • (417) 782.6533 • www.JoplinHabitat.org

Eligibility Requirements

• Applicant(s) must own a property within Jasper or Newton County
• The property must be owner-occupied and the primary residence
• Homeowner(s) must be current with the following: Mortgage loan payment (if homeowner is still making payments), Homeowners insurance policy, and Property taxes.
• The property must demonstrate a need for repair
• Household income must be below 80% of the area median income (AMI) for the Jasper or Newton County area as indicated by the Department of Housing and Urban Development (HUD)
• Homeowner(s) must agree to pay for the repairs at a maximum of 9% of project costs through a 3 year payback model. 30% of costs will be forgiven if paid within 1 year
• Home must be a “Site Build” home not a manufactured, modular, or trailer home.

If you think you meet these guidelines, please fill out the application below:

                      Critical Home Repair Income Guidelines                                                                 Critical Home Repair Application (Newton County)